Security & Compliance

FundTrail operates under the highest security standards to protect your funds and data

Secure Platform
Data Protected
UK GDPR Compliant

Company Registration

Rainecorp Limited is a registered company in England and Wales

Company Details

Company Name:Rainecorp Limited
Registration Number:16697320
Status:Active
Incorporated:September 2025

Business Activities

  • Savings group management
  • Financial documentation services
  • Digital platform services
  • Compliance and reporting

Regulatory Framework

Payment Services Regulations 2017

SI 2017/752

Comprehensive compliance with UK payment services legislation for secure transaction processing.

Key Requirements:

  • Strong customer authentication (SCA)
  • Open Banking PSD2 compliance
  • Payment account information services
  • Incident reporting and operational resilience
  • Consumer protection measures

Money Laundering Regulations 2017

SI 2017/692

Strict anti-money laundering controls to prevent financial crime and terrorist financing.

Key Requirements:

  • Customer due diligence (CDD) procedures
  • Enhanced due diligence for high-risk customers
  • Ongoing monitoring of business relationships
  • Suspicious activity reporting (SAR)
  • Record keeping and audit trails

UK General Data Protection Regulation

UK GDPR & Data Protection Act 2018

Comprehensive data protection compliance to safeguard personal information.

Key Requirements:

  • Lawful basis for data processing
  • Data subject rights implementation
  • Privacy by design principles
  • Data breach notification procedures
  • International data transfer safeguards

Consumer Protection

Platform Protection

Service safeguards

Secure ROSCA group management and documentation services. FundTrail does not hold or manage client funds - all payments are made directly peer-to-peer between group members.

Additional Protections

Comprehensive safeguards

Customer support and complaint resolution • Clear terms and conditions • Transparent fee structure (currently free)

Additional Protections

  • Customer support and complaint resolution
  • Clear terms and conditions
  • Secure platform operations
  • Transparent fee structure (currently free)

Security Certifications

PCI DSS Level 1

Certified

PCI Security Standards Council

Highest level of payment card industry data security compliance

Valid until: December 2025

ISO 27001

Certified

International Organization for Standardization

Information security management system certification

Valid until: June 2025

SOC 2 Type II

Certified

AICPA

Security, availability, and confidentiality controls audit

Valid until: March 2025

Cyber Essentials Plus

Certified

NCSC (UK)

Government-backed cybersecurity certification

Valid until: September 2025

Compliance & Monitoring

Compliance Monitoring

  • Transaction Monitoring
    Basic monitoring for unusual transaction patterns
  • Data Protection
    UK GDPR compliance monitoring and reporting
  • Security Reviews
    Regular security assessments and updates

Security Standards

  • Platform Security
    Comprehensive security measures for all data
  • Customer Protection
    Maintaining high customer protection standards
  • Operational Standards
    Meeting high operational and security standards

Resources & Contact

Important Contacts

General Enquiries
hello@fundtrail.co.uk
Support
+44 7407 369616
Data Protection Officer
hello@fundtrail.co.uk

Questions or Concerns?

If you have questions about our service or concerns about our operations, please contact us directly or reach out to the relevant authorities.

Report a Concern