Cookie Policy

How we use cookies and similar technologies on our website

Last updated: 10 December 2025

What Are Cookies?

Cookies are small text files that are placed on your device when you visit our website. They help us provide you with a better experience by remembering your preferences, keeping you signed in, and helping us understand how you use our services.

Your Control

You have full control over cookies. You can accept or reject non-essential cookies, and change your preferences at any time using our cookie settings.

How We Use Cookies

FundTrail uses cookies for several important purposes:

  • To keep you securely signed in to your account
  • To remember your preferences and settings
  • To protect against fraud and security threats
  • To understand how our website is being used
  • To improve our services and user experience
  • To show you relevant content and advertisements

Service Quality

We use cookies to ensure our ROSCA management platform functions properly and to improve our services based on user interactions.

Types of Cookies We Use

Essential Cookies

Required

These cookies are necessary for the website to function and cannot be switched off.

Cookie Name
session_token
Duration
Session (expires when browser closes)
Provider
FundTrail
Purpose
Maintains your login session and authentication state
Cookie Name
csrf_token
Duration
Session
Provider
FundTrail
Purpose
Protects against cross-site request forgery attacks
Cookie Name
consent_preferences
Duration
1 year
Provider
FundTrail
Purpose
Stores your cookie consent preferences

Functional Cookies

Optional

These cookies enable enhanced functionality and personalization features.

Cookie Name
user_preferences
Duration
6 months
Provider
FundTrail
Purpose
Remembers your dashboard layout and display preferences

Analytics Cookies

Optional

These cookies help us understand how visitors interact with our website.

Cookie Name
basic_analytics
Duration
30 days
Provider
FundTrail
Purpose
Basic usage tracking for service improvement

Third-Party Services

We work with trusted third-party services that may place their own cookies on your device:

TrueLayer

Our Open Banking provider for secure payment processing.

TrueLayer Privacy Policy →

Email Services

Email delivery service for notifications and communications.

Managing Your Cookie Preferences

Cookie Settings

You can manage your cookie preferences at any time by clicking the cookie settings button in the footer of our website, or by visiting your account settings.

Click here to review and update your cookie preferences

Browser Settings

You can also control cookies through your browser settings:

  • Chrome: Settings >Privacy and security > Cookies and other site data
  • Firefox: Options > Privacy & Security > Cookies and Site Data
  • Safari: Preferences > Privacy > Manage Website Data
  • Edge: Settings > Cookies and site permissions > Cookies and site data

Important Note

Disabling essential cookies may prevent you from using certain features of our service, including logging in and managing your ROSCA groups. We recommend keeping essential cookies enabled for the best experience.

International Data Transfers

Some of our third-party services may transfer your data outside the UK and EEA. When this happens, we ensure appropriate safeguards are in place:

  • Standard Contractual Clauses (SCCs) with service providers
  • Adequacy decisions by the UK Information Commissioner
  • Certification under recognized frameworks (e.g., Privacy Shield successors)
  • Binding Corporate Rules for multinational providers

Changes to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or legal requirements. When we make material changes, we will:

  • Update the "Last updated" date at the top of this page
  • Notify you via email if you have an account with us
  • Display a notification banner on our website
  • Request fresh consent for any new cookie categories

Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact us:

Data Protection Officer

Email: hello@fundtrail.co.ukPhone: +44 7407 369616

Postal Address

FundTrail Limited
Bartle House
9 Oxford Court
Manchester, England, M2 3WQ

Registered in England and Wales